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20 April, 2022

What are The Rules of Baccarat?

If you're familiar with James Bond, you're probably familiar with the card game Baccarat because that's 007’s favorite game. However, it’s loved not just by him, but many other influential people as well, which is why it is called the “game of aristocrats”.

Its known for its simple rules and for its player advantage being 98.4%. With this game you can win good money. The creators of the movie "Baccarat Queens" knew this because they based the movie plot on the story of Cheung Yin Sun, a girl from China, who became a legend in the world of gambling. She is better known as Kelly. 2012 was an amazing year for Kelly. The gambling world broke the news that she and the notorious gambler Phil Ivey won over $10,000,000 at the casino "Borgata".

With this game, you'll have an entertaining and sometimes very intriguing time.


History of Baccarat

Some argue that the game originated in Italy because the word "Baccarat" comes from the Italian word "zero", used for the face value on playing cards, i.e. Jack, Queen and King. Others argue that Baccarat first appeared in France in the distant 15th century. However, there is one fact that unites these two points of view. The game was only available to the aristocrats because initially, the rates were unthinkably high, and only wealthy people could afford them.

It is also said that the history of the game goes back to the Roman traditions of worshiping the nine Gods. They would throw the dice and the result would determine the town woman's fate. Was she a woman of the gods or would her life take a darker turn? Back then, it was not money that was at stake, but people's lives. Allegedly there was a custom with the roll of the die, which determined the fate of virgins. If a 9 or an 8 were rolled the girl would become a priestess; a 7 or 6 meant that she would stay with her current status, while a 5 or less meant that she would be drowned in the sea.

The first mention of modern Baccarat dates back to the 19th century, and now this game is played online and live all over the world. The first data on the card game appeared in the 19th century when its two versions “Chemin de Fer” and “Baccarat en banque” were known, which, by the way, can still be played today. In the early 20th century, players were able to sit at a Baccarat table in America. This game was becoming more popular due to its aura of mystery as it was only possible to play in an underground casino. Las Vegas, the cradle of gambling, did its part.

Baccarat became known to everyone, despite the slot machines which beat all records of popularity. The most famous variety is the Punto Banco, which can be found in every online casino. The game is played with 8 or 6 decks of cards which are being handled by the dealer, the player never touches the cards. Big Table Baccarat is a classic game with a large number of players, and respectively, has a large table size. There are 3 dealers and up to 15 players. Another feature is that the dealer and players can deal cards to each other. Baccarat Banque is a favorite game for those who prefer big bets. In this version, the player becomes the dealer for the entire session. Chemin de Fer is played on 6 decks of cards, which are dealt by the player, suit up. The dealer's role is only to shuffle the cards.

Baccarat was played not only by single amateurs, but also by entire groups. For example, the Greek community of gamblers which operated in the twenties of the twentieth century. Most often they would appear in Paris. The team of players consisted of Greeks, Frenchmen, and Armenians. The leader of the group, Nicholas Zografos, was an excellent mathematician, familiar with the basics of statistics. According to the legend, he could tell quite accurately what cards were left in the deck by the end of the draw as well as understand all the subtleties of the game. As a result, the group took out a lot of money from the capital's casinos.


What is the object of baccarat?

The goal of the game is to collect 9 points, the player closest to that value will be the winner. To do this, the participants, including the dealer, are dealt two cards each. Pay attention to their values:
● 10, Jack, Queen and King - 0 points
● Ace - 1 point
● 2 through 9 - points are representative of card number

It is worth bearing in mind that if you score 10 or more points, a deduction is made minus 10, and the remaining points are the result. For example, if we have 12 points in hand, subtract 10, leaving 2.

After the cards are dealt, each player in baccarat checks the card values and then there may be several options for the outcome: to bet or not to bet, or the addition of a third card. In an earlier version, the player could take another card at will, but today the rules have changed and are more clearly defined. For the player the rules are simple, if the sum of the two cards is less than six points, the third card is dealt.

These rules also apply (when the third card is dealt to the banker):
● The dealer has at least 6 points, but the opponent did not take the 3rd card, then the banker does not get it either.
● If the dealer has 3 points, the player has less than 8, the banker is given the third card.
● If the dealer has 2 points or less, a 3rd card is given to him.
● The banker also gets a third card if he only has 4 points and his opponent has no aces, kings, queens, jacks, eights and nines.

If both players have the same amount of points, the dealer declares a draw and the next round begins. If a player wins (the Player field) the winnings are calculated by the ratio 1:1. If the bet was made on a draw (Tie) then the winner will receive 9 times their bet. For a participant who bet on winning the bank (the Bank sector) the calculation will be 1:1 (minus 5%, bank commission). A real game involves no more than 14 people. When playing online most often the process takes place between a person and a virtual opponent (a computer system).

Breaking down Baccarat

Before each hand, the player must make a bet within the minimum and maximum set for the table. After that, the dealer deals two cards to the player and themself. If the player receives a natural combination of the hand (eight or nine points on the two cards), it is compared with the dealer's cards and the winner is determined. If the player has less than six points, they are dealt a third card.

Then the hands of the dealer and the player are compared. The winner is the one who has more points in their combination. If their sum is equal, a draw is declared. Next, the dealer makes a payout, if any, then collects the cards and the game continues.


The Table

Baccarat uses a table with special markings on it, as well as eight decks of regular cards in 52 pieces. The table is divided into six sectors, each of which has three boxes. Bets can be placed on one of the sectors or all at once. The cards are dealt to the dealer from a special device.

How to bet on Baccarat

In fact, the goal of playing baccarat online is not to score 9 points. The goal is to place the correct bet on the winner. The player can bet on himself, the dealer, or a draw. If the player bets on himself and wins, he gets a prize to the amount of the bet. If he bets on the dealer and wins - he’s awarded a bet minus 5% (the percentage advantage of the casino). And a draw is the most valuable bet: 1 to 8. The player knows that there will be one winner and one loser, or a draw. He will win if he guesses the outcome. The Martingale strategy is applicable to baccarat, albeit in a simplified form. For example, it is possible to bet on yourself and play the next game with the dealer's bet and doubling the sum if you lose. Whiteaker and Donald-Nathanson strategies can be applied to this game by analogy.

How Points Work

Player or banker wins. A third outcome is also possible: a tie. The strength of the hand is determined by how close the final number of points is to "9". If the banker or player gets 8 or 9 points at once, then additional cards are not taken. The gambler has three betting options:
● On himself: if he wins, the payout is 1 to 1
● On the bank: in case of a win the payment is 0.95 to 1 (5% commission is taken away)
● Draw: if you win, the payout will be 8 to 1 or 9 to 1.

And if a draw comes and the gambler makes a bet either on the player or on the bank, he gets the whole sum back. The outcome depends on the number of points scored. At the end of the deal, the winner is determined. The gambler does not need to calculate anything, the dealer does everything for him. His task is just the placement of bets.

Is Baccarat easy to learn?

In this game everything depends solely on chance. The visitor cannot influence the course of the game, because all decisions are made automatically. The card counting method similar to blackjack, which some players are trying to use in baccarat, is inefficient, and that was proven by Edward Thorpe.

Based on mathematics, the following can be stated: a bet on a player is more profitable than a bet on a banker, so it's advisable to place it; a draw bet is extremely unprofitable, so it should be avoided in all situations, even if the payout is fixed at 9:1; the fewer decks involved in the game, the more profitable it is for players (though this number is rather insignificant).

Consequently, if you're a beginner, it's best to bet on a player to win. That way you will have a better chance of winning. For your baccarat strategy to be winning and in line with the rules, there is only one thing to consider: the player doesn't make any decisions during the game, apart from choosing on whom to bet. Therefore, the best way to build a strategy is bankroll management. For this you can use a lot of options:

● Grind strategy is a way of playing when each bet should not exceed 5% of the pot, and when you win, the bet amount increases.
● D'Alembert strategy is a way of playing with each win the bet amount by one unit decreases, and when you lose the bet amount increases.
● Flat strategy is a way of playing when the bankroll remains unchanged, and the betting percentage is chosen by the player himself.

There are several strategies for winning at baccarat, allowing you to win by varying your bets. Progressive betting systems, which can be used to reduce the casino's initial advantage in the game. The most famous among them is the Martingale system, which involves doubling the bet after losing. This is quite a risky system, and for beginners, not fully knowing the tactics of the game, it is not recommended. Another strategy "Fibonacci", which implies that each subsequent bet is the sum of the previous two. The option would be the constant choice if a draw is not considered, because it is too high risk.

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